Philosophy

We advocate a responsible approach to both lending and borrowing, and this initiative is implemented by exceptionally experienced, resourceful and efficient loan officers. Our professionals have only one thing in mind–doing things the right way, and to the customer’s ultimate benefit. Unlike banks, we don’t offer any additional financial products or services people don’t want or need. Since lending is all we do, your loan is all you’ll hear about from us.

  • Get $8000 Free!

    Just released. The Federal Government is issuing an $8,000 check to new home buyers for a limited time. Do you qualify?

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Why Refinance Now?

With interest rates at an all time low the thoughts of refinancing has been pushed on many home owners. However, before deciding whether or not to refinance, you should know your options. Remember, refinancing will not pay off the debt, it just restructures your debt at a lower interest rate and a different loan term than your current mortgage. Learn more

Free $8,000 how to Qualify

First-time home buyers can claim a tax credit worth $8,000 or 10% of the home's value, whichever is less on their 2008 or 2009 taxes. To qualify for the credit, the purchase must be made between Jan. 1, 2009 and Nov. 30, 2009. Buyers may not have owned a home for the past three years to qualify as "first time" buyer. They must also live in the house for at least three years, or they will be obligated to pay back the credit. Do You Qualify?

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