Why Refinance?

With interest rates at an all time low the thoughts of refinancing has been pushed on many home owners.  However, before deciding whether or not to refinance, you should know your options. Remember, refinancing will not pay off the debt, it just restructures your debt at a lower interest rate and a different loan term than your current mortgage.

While reducing the interest expense is the most common goal of refinancing, many homeowners are looking to reduce their monthly payments. So if you are looking to accomplish either of these talking to our qualifed loan specalists should be considered before jumping into the refinance process.

Finally, debt consolidation is a strong reason to refinance. If you have both a first mortgage and a home equity mortgage, combining the two mortgages into one fixed-rate mortgage can reduce your payment over the loan term.  With the interest rates as all time lowes capitalizing on debt consolidation could be great way to reduce your monthly bills.  Call us today to learn more about our debt consolidation loans options.

We understand the loan process can be daunting, but it doesn’t have to be. Our Boise-bases home loan professionals go the extra mile to help you get the loan you need and make it simple in the process.

To speak with a mortgage professional, contact us at any of our three offices

Pro Mortgage Group
8921 West Hackamore Drive
Boise, ID 83709
Phone: (208) 947-5555
Fax: (208) 947-5544
Pro Mortgage Group
1824 Holmes Street
Livermore, CA 94550
Phone: 1-866-876-8621 (Toll free)
Fax: (925) 292-5090
Pro Mortgage Group
601 108th Ave, NE, 19th Floor
Bellevue, WA 98004
Phone: (425) 943-7170
Fax: (424) 943-7172
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Why Refinance Now?

With interest rates at an all time low the thoughts of refinancing has been pushed on many home owners. However, before deciding whether or not to refinance, you should know your options. Remember, refinancing will not pay off the debt, it just restructures your debt at a lower interest rate and a different loan term than your current mortgage. Learn more

Free $8,000 how to Qualify

First-time home buyers can claim a tax credit worth $8,000 or 10% of the home's value, whichever is less on their 2008 or 2009 taxes. To qualify for the credit, the purchase must be made between Jan. 1, 2009 and Nov. 30, 2009. Buyers may not have owned a home for the past three years to qualify as "first time" buyer. They must also live in the house for at least three years, or they will be obligated to pay back the credit. Do You Qualify?